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Water can be a blessing or a curse when it comes to your home. You want access to clean water, but never ever want too much of a good thing. When it comes to protecting your house from water and flooding damage, you can make smart choices from the beginning, and as your home ages.
You don't have to live directly beside a source of water for flash flooding to become a real problem. Storm runoff, such as from spring or summer deluges, winter ice melt or hurricanes, can bring sudden water rushing into your home. Especially with the global effects of climate change spurring stronger storms and raising water levels around the world, flooding can affect more than just those who live beside lakes and rivers.
Be prepared for flooding with some simple tips:
If you don't want a raised home, or can't manage to make that shift on an existing home, you can use new techniques to slow runoff from storms. Water that ends up in a city's sewer systems after a thunderstorm often overcomes the municipality's simple systems. If you can slow the flow of water into the drains, everyone will benefit after a big storm or melt.
"It is all about slowing down the flow of water," notes Hannah Cloke, a flood defense expert at the University of Reading in England, as quoted in The Guardian. "Even if it is just your house, there will still be a direct benefit to you in reducing the risk from surface water flooding."
Above all, make sure your home carries appropriate flood insurance to protect both the structure and your belongings. You can check FEMA's Flood Map Service Center to see if flooding is a known issue in your area. If you need to talk to a professional at PayneWest, we're available to answer your questions on flood insurance and protecting your home or business.