We live in a litigious society where awards against homeowners continue to spiral out of control. The incidents generally begin innocently enough — your child playing with a friend on your trampoline, your pal borrowing your Jet Ski for the day, you taking your dog for a walk without a muzzle guard. But then an accident happens, equipment fails, a dog lashes out. Next thing you know…you’re in the middle of a contentious and expensive legal battle.

Umbrella insurance policies provide an additional layer of protection beyond other insurance policies, ensuring higher limits of liability against a variety of incidents.

PayneWest Insurance tailors umbrella policies to your family’s activities and financial needs so you have a powerful, yet inexpensive, safeguard against “losing it all” to a lawsuit.