PayneWest Blog

Wildfire Health & Claim Information

 

While summertime in the Pacific Northwest can be beautiful, it can often bring about increased danger of wildfires. In the event of a wildfire in our near your home, it's important to know the steps for evacuation and filing a claim.

What to do

If your home sustains smoke or fire damage:

  • Report the loss. If you have a personal insurance claim, contact your carrier directly to report the loss. You can expedite the process by providing crucial information such as policy numbers, date of incidents, and as much detail about the damage as possible. Take photos of the damage if you're able to, but don't risk personal safety to do so.
  • Mitigate damages. Once the fire is out and it is safe to return, take preventive steps to ensure your property is protected against future damage.
  • Keep receipts. If you incur costs for meals, hotels, or other expenses due to evacuation, keep all your receipts to submit to your adjuster for consideration.

Note: Do not make any commitment to payments without first speaking with your adjuster.

What to expect

The adjuster assigned to your case will contact you to review the facts surrounding the incident and may, with your permission, record the conversation. Answer the questions to the best of your ability.

  • The carrier may send an appraiser to prepare a scope of damage and complete repair estimate. You should be present for this inspection and ensure that the appraiser is aware of all areas of damage.
  • Engage a contractor of your choice to prepare a scope of damage and repair estimate. Provide your contractor with a copy of the appraiser's estimate. Note that you have the right to have repairs completed by a contractor of your choice.
  • If your contractor will not complete repairs for the amount of the estimate, the contractor and appraiser should meet to resolve the differences. If they are unable to reach an agreement, contact us for further assistance.

Wildfire and Health Recommendations

Keep Up To Date

Subscribe to our blog for all the latest news, updates, and events from Paynewest and our partners

Subscribe

Tell us what you need. We’ll take it from there.

Get a Quote


    YesNo










        First, tell us about you:






        EmailPhone

        Next, tell us about your business:





        Now tell us about the coverage or coverages you need:


        Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


        NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

        You are ready to submit the form:

          First, tell us about you:






          EmailPhone




          Next, tell us about the coverage or coverages you need:


          AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance


          NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

          Now you are ready to submit the form:

            First, tell us about you:






            EmailPhone




            Next, tell us about the coverage or coverages you need:


            AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance


            NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

            Now you are ready to submit the form:

              First, tell us about you:






              EmailPhone

              Next, tell us about your business:





              Now tell us about the coverage or coverages you need:


              Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


              NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

              You are ready to submit the form:

                First, tell us about you:






                EmailPhone





                Next, tell us about the coverage or coverages you need:


                AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance

                Commercial InsuranceEmployee BenefitsEmployee Health InsuranceSurety


                NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                Now you are ready to submit the form:




                    First, tell us about you:






                    EmailPhone




                    Step 1 of 2Next

                    Next, tell us about the coverage or coverages you need:


                    AutoHomeIndividual HealthUmbrellaRecreational

                     

                    WatercraftRenter’s InsuranceLife InsuranceWedding Insurance



                    NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                    Now you are ready to submit the form:

                      First, tell us about you:






                      EmailPhone

                      Step 1 of 3Next

                      Next, tell us about your business:





                      Step 2 of 3Next

                      Now tell us about the coverage or coverages you need:


                      Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


                      NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                      You are ready to submit the form:

                        First, tell us about you:






                        EmailPhone




                        Step 1 of 2Next



                        NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                        Now you are ready to submit the form:

                          Thank you for your feedback and support

                          Please complete the following form to let us know your thoughts:







                            First, tell us about you:






                            EmailPhone






                            NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                            Now you are ready to submit the form:

                              First, tell us about you:






                              EmailPhone




                              Next, tell us about your claim:






                              NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                              Now you are ready to submit the form:

                                First, tell us about you and your business:







                                EmailPhone

                                Next, tell us about the surety bond you need:







                                NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                Now you are ready to submit the form:

                                  First, tell us about you:






                                  EmailPhone

                                  Next, tell us about your business:





                                  Now tell us about the coverage or coverages you need:


                                  Commercial InsuranceEmployee BenefitsHealth InsuranceSuretyOther


                                  NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                  You are ready to submit the form:

                                    First, tell us about you:






                                    EmailPhone




                                    Next, tell us about the coverage or coverages you need:


                                    AutoHomeIndividual HealthUmbrellaRecreationalWatercraftRenter’s InsuranceLife InsuranceWedding Insurance


                                    NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                    Now you are ready to submit the form:

                                      First, tell us about you:






                                      EmailPhone





                                      Do you have insurance with us already?



                                      Tell us what you need:




                                      NOTE: Before becoming effective, all changes, bind orders, or claim notifications must be confirmed by a PayneWest Insurance representative advising that your request has been processed.

                                      Now you are ready to submit the form:

                                      cross linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram